Suze Orman hasn't gotten to the top of the heap among TV financial advice gurus and self-help authors by being humble.

Instead, she relies on being in touch with the monetary times, most recently preaching mega-doses of self-restraint, budgeting and thinking things through before spending.

And preaching is an apt description.

"All I need to be is an empty vessel, and God's words flow through me, and that will be that," Orman said while discussing an April 29 presentation at the American Heart Association's "Go Red for Women" luncheon at the Franklin, Tenn., Marriott Cool Springs.

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